Conventional under $417,000
Product
Rate
Points
Fixed
30
4.750%
0.25
Fixed
30
4.875
(.50) money back for closing
Fixed
20
4.500%
0.25
Fixed
15
3.875%
1.25
Adjustable
5/1
3.500%
1.00
Adjustable
7/1
3.875%
1.00
Jumbo Loans are back - over $417,000
Product
Rate
Points
7/1
Adjustable
4.50%
0.00
7/1 Adjustable – interest only
4.75%
0.00
Fixed to
$729k
5.25%
0.00
Fixed to $1
million
5.50%
0.00