Brinker Simpson Blog

What You Need To Know About Mandatory Electronic IRS Payments

Written by Lauren Contino | 9/23/25 8:18 PM

Beginning September 30, 2025, all payments made to or from the IRS must be electronic under Executive Order 14247, Modernizing Payments to and From America’s Bank Account. This major shift is designed to increase efficiency, improve security, and reduce the costs of paper-based processing.

This transformation empowers the U.S. Department of the Treasury to overhaul the government’s payment infrastructure, aiming to reduce costs, minimize fraud, and eliminate operational inefficiencies associated with paper-based transactions.

Accepted Payment Methods
Taxpayers now have access to a range of secure electronic payment options, including:

  • Direct Pay from bank accounts
  • Electronic Federal Tax Payment System (EFTPS)
  • Electronic funds withdrawal during e-filing
  • Debit or credit card payments via authorized processors
  • Digital wallets
  • IRS Online Account for managing payments and viewing balances

Exceptions
While the shift to electronic payments is comprehensive, exceptions will be granted for individuals who:

  • Lack access to traditional banking services
  • Do not have access to digital payment technologies

The Department of the Treasury will publish revised guidance detailing the waiver process for eligible cases. This ensures that underserved and vulnerable populations maintain uninterrupted access to federal payments.

As of now, the Treasury has issued a Request for Information (RFI) to gather public input on implementation strategies, but formal guidance is still pending.

Preparing for the Transition
While the Executive Order requires all IRS payments to be made electronically starting September 30, 2025, taxpayers are still awaiting final implementation guidance from the Treasury Department. Taxpayers should take proactive steps to ensure compliance with the new requirements:

  • Establish an IRS online account
  • Verify banking details for direct payments
  • Familiarize themselves with EFTPS and other digital payment platforms

We recommend that taxpayers set up an online IRS account for secure payment management and access to tax information.

State Payments Remain Unchanged
Reminder: This change applies only to federal IRS payments — state procedures are unaffected.

Next Steps
Don’t wait until September 30, 2025, to begin your transition. Contact your tax advisor today to discuss your specific situation. We’re here to help you navigate this change efficiently and effectively.